TERMS Act

HR 3875, the TERMS Act, requires online service providers (like social media platforms or apps requiring user accounts) to clearly explain their rules for suspending or terminating accounts. It mandates that providers publicly disclose their acceptable use policies in plain language, including what actions could lead to account restrictions, how enforcement works, and appeal options. Providers must also give users advance written notice before restricting accounts (with limited exceptions for court orders or immediate safety risks) and publish annual reports detailing how often they enforced their policies. These requirements aim to give users transparency about account decisions and promote competition by making platform rules more understandable.