Workers’ Disability Benefits Parity Act of 2025

HR 3758, the Workers’ Disability Benefits Parity Act of 2025, requires disability benefit plans (like those provided by employers or insurers) to provide equal treatment for claims related to mental health conditions or substance use disorders as they do for physical health conditions. It prohibits plans from imposing stricter limitations - such as shorter benefit durations - on mental health/substance use disorder claims compared to physical health claims. The bill also mandates that any physical health condition resulting from a mental health or substance use disorder must be considered part of the original disability. Enforcement includes civil penalties for noncompliance, with the law taking effect 18 months after enactment for most plans.