Housing Stability for Dreamers Act

The Housing Stability for Dreamers Act prevents federal housing programs from denying mortgage insurance or loans to individuals based on their DACA (Deferred Action for Childhood Arrivals) status. It amends key housing laws - including the National Housing Act, Rural Housing Service programs, Fannie Mae, Freddie Mac, and VA loans - to prohibit eligibility restrictions tied to DACA status for single-family mortgages. The bill defines a "DACA recipient" as someone granted deferred action under the 2012 Department of Homeland Security memo. This directly affects DACA recipients seeking home loans through these federally backed programs, ensuring they cannot be denied based solely on immigration status.