Mental Health Infrastructure Improvement Act of 2025

HR 3266, the Mental Health Infrastructure Improvement Act of 2025, provides federal loans and loan guarantees to help build or upgrade mental health and substance use disorder treatment facilities. It directly affects eligible entities like hospitals, clinics, and community facilities - especially those serving pediatric or adult patients in underserved rural areas or communities with insufficient psychiatric bed capacity. Key provisions include requiring borrowers to cover 25% of project costs, prioritizing projects that increase bed availability in high-need areas, and capping annual funding at $200 million (2026-2030). The bill establishes specific terms for loans, such as 20-year maximum terms and a 25% set-aside for pediatric facilities, to expand access to inpatient and outpatient care.