Holocaust Insurance Accountability Act of 2025

HR 3008, the Holocaust Insurance Accountability Act of 2025, creates a federal legal pathway for beneficiaries to recover funds from Holocaust-era insurance policies issued between 1933 and 1945 in Nazi-occupied areas or Switzerland. It directly affects Holocaust survivors, their heirs, and insurers that issued these policies, by overriding a 2003 Supreme Court ruling (Garamendi) that previously blocked state law enforcement of disclosure requirements. Key provisions include establishing federal court jurisdiction for claims, invalidating prior settlements based on the Garamendi decision, and setting a 10-year deadline from enactment to file claims. The bill ensures beneficiaries can pursue recovery under state law or federal common law without defenses tied to foreign policy preemption.