To amend title II of the Social Security Act to provide that not more than 10 percent of a monthly benefit may be withheld on account of overpayments.

This bill limits how much Social Security can withhold from monthly benefits to recover overpayments. It sets a 10% cap on withholdings for cases without fraud (unless the recipient requests a higher rate), affecting Social Security beneficiaries who received more than they were entitled to. The key provision prevents excessive deductions from monthly payments, ensuring recipients retain at least 90% of their benefit for non-fraudulent overpayments. The law applies to overpayments existing after the bill's effective date.