Catch Up Act
HR 2745, the Catch Up Act, allows married couples to both make extra contributions to their shared Health Savings Account (HSA) once they turn 55. Currently, only one spouse can make these "catch-up" contributions; this bill changes that so both spouses can contribute the additional amount if they qualify. It specifically allows the catch-up limit to be split equally between spouses (or agreed upon otherwise) if both are 55+ and have family health coverage under a high-deductible plan. The change applies to tax years starting after December 31, 2025.
Bill status
in committee
1 of 4 stages cleared
Introduction
Apr 2025
Committee Review
Floor Vote
President
Introduced Apr 8, 2025
Last action Apr 8, 2025
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
2
Key actions
0
Committee
1
Apr 8, 2025
Committee
Referred to the House Committee on Ways and Means.
lower
Apr 8, 2025
Introduced
Introduced in House
lower
1 primary · 1 co-sponsor
Sponsors
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