HR 2553 United States House · 119th Congress

Capping Prescription Costs Act of 2025

HR 2553, the Capping Prescription Costs Act of 2025, limits out-of-pocket costs for prescription drugs under health insurance. It sets a $2,000 annual cap per individual or $4,000 per family for covered prescriptions starting in 2026, with annual adjustments based on the medical care CPI. The bill applies directly to people with employer-sponsored group health plans, individual health insurance plans, and plans covered under the Affordable Care Act. It requires insurers and plan sponsors to ensure cost-sharing for prescriptions does not exceed these limits, effective for plan years beginning January 1, 2026.

Issues: ✓ Healthcare

Bill status in committee 1 of 4 stages cleared

Introduction

Apr 2025

Committee Review

Floor Vote

President

Introduced Apr 1, 2025 Last action Apr 1, 2025

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Committee

Apr 1, 2025

Committee

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

lower

Apr 1, 2025

Introduced

Introduced in House

lower

1 primary · 9 co-sponsors