FEMA Temporary Housing Assistance Improvement Act

HR 2535, the FEMA Temporary Housing Assistance Improvement Act, clarifies that insurance payments cannot be counted as a "duplication of benefits" when determining eligibility for FEMA temporary housing assistance after a disaster. This means disaster survivors who receive insurance payouts for housing damage will not have their FEMA housing aid reduced or denied because of those payments. The bill amends the Stafford Act to explicitly state that the President must not consider insurance a duplication of benefits under Section 312. It directly affects individuals and families seeking FEMA housing assistance following federally declared disasters.