NFIP Extension Act of 2025

This bill extends the National Flood Insurance Program (NFIP) through September 30, 2025, by amending two key sections of the 1968 law. It directly affects homeowners and businesses in flood-prone areas who rely on NFIP policies for coverage, as well as communities using NFIP data for flood mapping and planning. The key provision changes the program's expiration date from 2023 to 2025, preventing a lapse in federal flood insurance availability. A retroactive clause ensures the extension applies as if enacted on March 14, 2025, if passed later that year. This is a procedural renewal of existing program funding, not a change to flood insurance rules or rates.