Bank Failure Prevention Act of 2025
The Bank Failure Prevention Act of 2025 (HR 1900) streamlines the approval process for bank holding company applications. It requires the Federal Reserve Board to notify applicants within 30 days if their application is complete or needs more information, with a possible 30-day extension for complex cases. The bill mandates that the Board must approve or deny applications within 90 days of submission, automatically granting approval if they miss this deadline. This directly affects banks seeking regulatory approvals for mergers or acquisitions by reducing delays in the review process.
Bill status
in committee
1 of 4 stages cleared
Introduction
Mar 2025
Committee Review
Floor Vote
President
Introduced Mar 6, 2025
Last action Jun 4, 2025
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
6
Key actions
2
Committee
3
Amendments
1
Jun 4, 2025
Lower · Passed
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
lower
May 21, 2025
Introduced
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 21.
lower
May 21, 2025
Lower · Passed
Committee Consideration and Mark-up Session Held
lower
Mar 6, 2025
Committee
Referred to the House Committee on Financial Services.
lower
Mar 6, 2025
Introduced
Introduced in House
lower
1 primary · 3 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Andy Barr
RRepublican
Co
Daniel Meuser
RRepublican
Co
Pete Sessions
RRepublican
Co
Scott Fitzgerald
RRepublican
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