Currency Optimization, Innovation, and National Savings Act of 2025

This bill suspends the production of new one-cent coins (pennies) for 10 years to save taxpayer money, as Congress determined sufficient pennies exist and ongoing production costs exceed benefits. It allows the Treasury to continue making pennies *only* for numismatic collectors, selling them at cost to cover production expenses. The bill explicitly states pennies remain legal tender for all debts and transactions regardless of when they were minted. This directly affects the U.S. Mint, taxpayers, and collectors, but does not change the legal status or everyday use of pennies.