Hardworking Seniors Act

The Hardworking Seniors Act would allow individuals who are eligible for Medicare Part A hospital insurance based on their age to contribute to Health Savings Accounts (HSAs). Currently, these individuals are generally prohibited from making HSA contributions once they become entitled to any form of Medicare. The bill modifies the Internal Revenue Code to exclude age-based Medicare Part A entitlement from the definition of conditions that disqualify a person from contributing to an HSA. This change would take effect for taxable months beginning after December 31, 2026.