Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".

This joint resolution seeks to formally disapprove a rule from the Bureau of Consumer Financial Protection that attempts to withdraw a previous regulation regarding unlawful contract terms. The bill directly affects the Bureau and financial institutions that were previously bound by the rules contained in Consumer Financial Protection Circular 2024-03. If passed, the proposed withdrawal would be blocked, meaning the original regulations on unenforceable contract terms would remain in effect. This measure uses the Congressional Review Act to prevent the Bureau from removing the existing standards.