Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".

This bill directs Congress to disapprove a rule from the Bureau of Consumer Financial Protection that sought to remove an existing regulation on fair credit reporting file disclosures. By rejecting this withdrawal, the legislation ensures the original credit reporting rules remain in effect and legally binding. The measure directly impacts the Bureau's authority to modify financial reporting standards and affects consumers, lenders, and credit reporting agencies who rely on those standards. It uses a formal congressional review process to override the agency's decision without creating new policy.