Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices".

This joint resolution seeks to overturn a Bureau of Consumer Financial Protection rule that withdrew a previous regulation on negative option marketing practices. If passed, the bill would cancel the new rule, effectively restoring the earlier regulations that prohibited certain automatic enrollment tactics in financial marketing. The measure directly impacts the Bureau's ability to modify its stance on how consumers are signed up for financial products without explicit consent. It requires a simple majority vote in both the House and Senate to take effect.