Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts".

This bill allows Congress to disapprove a recent rule from the Bureau of Consumer Financial Protection that would have removed an earlier guideline on student loan billing practices. If passed, the resolution would cancel the new rule, effectively keeping the original 2023 guidance in place that addresses unfair billing and collection actions after student loans are discharged in bankruptcy. The measure directly impacts borrowers, loan servicers, and the federal agency responsible for consumer financial protection by preventing the withdrawal of specific regulations. It is a procedural action that stops a regulatory change rather than creating new laws or policies.