Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".

This bill seeks to reject a specific rule issued by the Bureau of Consumer Financial Protection that would have removed an existing regulation regarding mortgage loans for heirs. The proposed rule aimed to stop applying the "ability-to-repay" requirement to certain situations where property is transferred to successors-in-interest, such as family members inheriting a home. By passing this resolution, Congress intends to keep the original 2014 regulation in place, ensuring that lenders must still verify a borrower's ability to repay in those specific inheritance scenarios. The measure directly affects financial institutions and families dealing with property transfers after a death, as it prevents the removal of consumer protections related to mortgage lending standards.