A resolution designating April 2023 as "Financial Literacy Month".

This Senate resolution designates April 2023 as "Financial Literacy Month" to raise public awareness about the importance of personal financial education and the consequences of financial illiteracy. It cites statistics showing widespread challenges, including 4.5% of U.S. households being unbanked, high credit card debt (47% of adults), and limited school-based financial education (only 23 states require personal finance courses). The resolution calls on federal, state, local, schools, nonprofits, and businesses to observe the month with educational programs. It does not create new laws or funding but aims to highlight existing financial literacy gaps affecting all Americans.