SVB Act

S 817, the SVB Act, repeals Title IV of the 2018 Economic Growth, Regulatory Relief, and Consumer Protection Act (Public Law 115-174). This bill restores the banking regulations that existed before Title IV was enacted, effectively undoing the 2018 changes to financial oversight. It directly affects banking regulations governing financial institutions by reverting to the prior regulatory framework. The key mechanism is the explicit repeal of Title IV and the restoration of pre-2018 provisions as if the 2018 law had never applied.