A bill making supplemental appropriations for small business disaster relief for the fiscal year ending September 30, 2025.

This bill provides $810 million in supplemental funding for the Small Business Administration's Disaster Loans Program (under Section 7(b) of the Small Business Act) to assist small businesses recovering from disasters. It directly affects small businesses seeking low-interest disaster loans by increasing available funds for direct loans, with $10 million allocated for audits and $250 million for administrative costs (excluding indirect expenses). Key provisions require the SBA Inspector General to review past funding shortfalls and report findings within 181 days, and mandate the SBA Administrator to submit reports detailing improvements to forecasting and budgeting within 30 days and every 90 days until corrections are implemented. The funds are designated as an emergency requirement under federal budget law and remain available until expended.