Improving Access to Prenatal Care for Military Families Act

This bill establishes a 5-year pilot program to allow military families to enroll in TRICARE Select health coverage when pregnancy occurs, treating it as a "qualifying event" similar to other life changes like separation from duty. It directly affects eligible military beneficiaries (including service members and their dependents) who become pregnant during the pilot period. The program requires the Secretary of Defense to track enrollment changes monthly, disaggregated by specific scenarios (e.g., service member separation, return to duty, or pregnancy itself), and submit annual reports to Congress starting in 2026. The pilot aims to test whether recognizing pregnancy as a qualifying event improves access to prenatal care without altering existing TRICARE enrollment rules permanently.