TERMS Act

S 4893, the TERMS Act, requires online platforms (like social media or apps requiring user accounts) to clearly explain their rules for suspending or terminating accounts. Specifically, platforms must publicly disclose their acceptable use policies in plain language, including what actions could lead to account restrictions, how they enforce rules, and appeal options. Platforms must also provide advance written notice before restricting an account, detailing the violation and appeal process, with limited exceptions for safety risks or court orders. Additionally, platforms must publish annual reports detailing how often they enforced their policies, including the reasons for restrictions and outcomes of user appeals. This bill directly affects platforms with public user accounts, aiming to increase transparency for users and businesses.