Primary and Behavioral Health Care Access Act of 2024

S 4835, the Primary and Behavioral Health Care Access Act of 2024, requires most employer-sponsored health plans and insurance issuers to cover at least three primary care visits and three behavioral health visits per year without copays, deductibles, or other cost-sharing. This directly affects individuals enrolled in private health insurance plans through employers or purchased individually. The bill mandates that these covered visits must have the same treatment limitations and reimbursement rates as other covered visits, ensuring no additional barriers for these specific services. It applies to plans governed by ERISA, the Public Health Service Act, and the Internal Revenue Code, effective for plan years starting two years after enactment.