Claiming Age Clarity Act

S 4794, the Claiming Age Clarity Act, requires the Social Security Administration (SSA) to update its official communications by January 1, 2025. It mandates replacing specific retirement benefit terms: "early eligibility age" becomes "minimum monthly benefit age," "full retirement age" becomes "standard monthly benefit age," and "delayed retirement credit" is removed with references to age 70 changed to "maximum monthly benefit age." This affects how the SSA explains benefit timing in all its rules, guidance, and materials to the public. The bill focuses solely on clarifying terminology, not altering benefit calculations or eligibility rules.