Terrorism Survivors Student Loan Deferment Act of 2023

This bill adds a new one-year deferment option for student loan borrowers who are victims of terrorist attacks. It directly affects individuals with federal student loans (including Direct Loans, FFEL, and Perkins loans) who are officially designated as victims by the federal agency investigating the attack (e.g., FBI or DHS). The key provision amends the Higher Education Act to include "victims of terrorist attacks" as a qualifying reason for deferment, replacing the need for other hardship categories. Borrowers must be designated by the agency handling the attack investigation to qualify, and the Secretary of Education must implement anti-fraud measures to verify eligibility.