Immediate Access for the Terminally Ill Act

This bill allows individuals diagnosed with certain terminal illnesses to receive Social Security Disability Insurance benefits immediately, without the standard five-month waiting period. It applies to people with conditions on a list published by the Social Security Commissioner (based on life expectancy ≤5 years, no cure, and already on the Compassionate Allowance list), who must elect this option when applying. Benefits under this provision are reduced to 93% of the full amount, and the election is permanent once made. The Commissioner must update this list every five years through formal rulemaking, and Congress must approve any new additions to the list.