A bill to prohibit Federal agencies from restricting the use of convertible virtual currency by a person to purchase goods or services for the person's own use, and for other purposes.

This bill prohibits federal agencies from banning individuals from using convertible virtual currency (like Bitcoin) to buy goods or services for their own personal use. It specifically protects "covered users" - any person purchasing items for themselves with crypto - and ensures they can use self-hosted digital wallets where they independently control their funds. The bill does not apply to business transactions or restrict private companies from setting their own policies. Federal agencies would no longer be allowed to create rules that prevent these personal transactions.