Chronic Disease Flexible Coverage Act

This bill clarifies that specific services for chronic conditions listed in IRS Notice 2019-45 must be treated as preventive care under federal tax law, meaning health insurance plans must cover them without cost-sharing (like copays). It directly affects health insurers and individuals with chronic conditions who rely on these services. The key mechanism incorporates existing IRS guidance into law, ensuring consistent coverage for these defined services. The bill does not create new services or alter other IRS rules, as stated in its "no inference" provision.