Disaster Assistance Simplification Act

This bill prevents housing assistance programs from penalizing disaster victims who declined Small Business Administration (SBA) disaster loans. It stops housing officials from reducing or denying housing aid to people who previously applied for but turned down SBA loans for the same disaster. The law ensures that declining SBA assistance doesn't affect eligibility or amount for housing help under the Housing and Community Development Act. It directly affects disaster survivors seeking housing aid who had SBA loan options but chose not to accept them.