Insuring Fairness for Family Farmers Act of 2023

The Insuring Fairness for Family Farmers Act of 2023 modifies how crop insurance agents are compensated by adjusting A&O subsidies (administrative/operating expense payments). It sets fixed minimum and maximum subsidy amounts per policyholder (with the max no more than 400% above the min) and ties subsidies to policy complexity (e.g., number of crops, policy types) rather than premium size. The bill adds 10% bonuses for small farms (<180 acres), specialty crops, or first-time insurance buyers. It requires public data reporting on subsidies by state, crop, and policy type, and mandates a GAO report on federal crop insurance program structure. This directly affects crop insurance agents and farmers, particularly small family farms, by reshaping subsidy distribution.