Social Security 2100 Act

The Social Security 2100 Act (S 2280) would make significant changes to strengthen Social Security benefits for current and future recipients. Key provisions include eliminating the 5-month waiting period for disability benefits, increasing minimum benefits for long-term low earners, extending child benefits for post-secondary students up to age 26, and providing caregiver credits for family members caring for dependent relatives. The bill also changes how benefits are calculated by including earnings over $400,000 in the benefit formula, using more accurate cost-of-living adjustments based on CPI-W or CPI-E, and repealing provisions that reduce benefits for some government workers. These changes would directly affect millions of Social Security beneficiaries, with most provisions applying to benefits payable from 2025 through 2034.