Smoke Exposure Crop Insurance Act of 2023

This bill requires the Federal Crop Insurance Corporation to develop a policy insuring wine grapes against losses from wildfire smoke damage, specifically affecting growers in California, Oregon, and Washington. Within one year, the Corporation must research this insurance option, and by 18 months, it must make the policy available if certain requirements are met. The bill mandates a report within two years detailing the research, the policy structure, and whether post-harvest smoke testing could enable claims for undetectable damage. This creates a formal process for addressing smoke-related crop losses through federal crop insurance.