Repair Abuses of MSP Payments (RAMP) Act

The RAMP Act (S 1607) amends federal law to require group health plans (like employer-sponsored insurance) to pay for medical services when Medicare is secondary, and it creates a private right to sue for damages if they fail to do so. This directly affects group health plans and Medicare beneficiaries who have other health coverage. The key provision allows individuals or entities to seek compensation when a group health plan does not provide primary payment or appropriate reimbursement to Medicare. The bill aims to ensure Medicare is not left to pay first and then chase reimbursement, reducing delays and financial strain on the program.