ROAD to Housing Act

The ROAD to Housing Act (HR 9990) is a comprehensive housing bill designed to improve housing access and affordability for low-income families. It includes key provisions such as enhancing housing counseling programs, creating incentives for small dollar mortgage loans under $70,000, and updating manufactured home regulations to treat homes without permanent chassis similarly to those with them. The bill also establishes new reporting requirements for housing programs, incentivizes local solutions to homelessness through grant programs, and prioritizes housing development in opportunity zones. These measures aim to increase housing choices, improve financial literacy for homeowners, and strengthen oversight of housing assistance programs. The legislation represents a multi-faceted approach to addressing housing challenges across the United States.