Evaluating DeFi Opportunities Act

The Evaluating DeFi Opportunities Act (HR 9758) requires the Treasury Department, in coordination with the SEC and CFTC, and the GAO to conduct a comprehensive study of decentralized finance (DeFi). The study must analyze DeFi's structure, benefits (like transaction efficiency and accessibility), risks (including cybersecurity and illicit activity), and its relationship with traditional finance, covering 13 specific areas outlined in the bill. The agencies must submit their findings to relevant congressional committees within 180 days of the bill's enactment. This bill does not create new regulations or funding but mandates a factual assessment of DeFi's current state and implications.