Consumer Protection and Recovery Act

This bill, HR 9665 (Consumer Protection and Recovery Act), expands the Federal Trade Commission's (FTC) authority to seek remedies when companies violate consumer protection laws. It allows the FTC to pursue court-ordered restitution (refunds), contract rescission, property returns, and disgorgement (requiring companies to give back ill-gotten profits) for violations occurring within the last 10 years. The bill specifically adds these remedies to the FTC's existing powers under Section 13 of the FTC Act. It directly affects businesses that break consumer protection rules by enabling the FTC to recover losses for harmed consumers through stronger court-enforceable actions.