Primary and Behavioral Health Care Access Act of 2024

This bill requires health insurance plans to cover three primary care visits and three behavioral health visits per year with no patient cost-sharing (like copays or deductibles). It applies to employer-sponsored health plans and individual insurance policies under ERISA, the Public Health Service Act, and tax code provisions. Plans must treat these visits equally to other covered care, with no stricter limits or lower reimbursement rates. The requirement takes effect two years after the bill's enactment.