Public Service Loan Forgiveness Inclusion Act of 2024

This bill expands eligibility for the Public Service Loan Forgiveness (PSLF) program by allowing borrowers to count their first 60 monthly payments toward the required 120 payments, provided they're on specific repayment plans under the Higher Education Act. It directly affects federal student loan borrowers working in public service jobs who may have previously been excluded from counting certain payments. The law requires the Secretary of Education to notify affected borrowers within 180 days about this change and provide guidance on adjusting repayment plans. This update simplifies the path to loan forgiveness for qualifying public service workers by broadening which payments count toward the 120-payment threshold.