Fair Investment Opportunities for Professional Experts Act

This bill amends the definition of "accredited investor" under securities law to expand who qualifies. It adds four new categories: individuals with net worth over $1 million (excluding primary residence value), those with high income ($200,000 individually or $300,000 jointly), licensed financial professionals, and individuals with verified investment expertise. The bill requires the SEC to update Regulation D to reflect these changes, with the $1 million net worth threshold adjusted for inflation every five years. This directly affects investors seeking to participate in certain private securities offerings by lowering the accreditation barriers for qualified professionals and high-net-worth individuals.