Blockchain Integrity Act

The Blockchain Integrity Act imposes a 2-year moratorium (starting 6 months after enactment) prohibiting financial institutions from handling funds routed through digital asset mixers or sent to them. This directly affects banks and financial services companies that process cryptocurrency transactions. The bill requires the Treasury Secretary to study digital asset mixers, privacy coins, and related technologies, including their use in both criminal activity and legitimate scenarios like journalist payments. The study must report on tracking capabilities, international approaches, and specific illicit activities like sanctions evasion and human trafficking, with findings due to Congress within 18 months.