To amend the Financial Literacy and Education Improvement Act to include secondary schools in best practices for teaching financial literacy, and for other purposes.

HR 8126 amends the Financial Literacy and Education Improvement Act to require secondary schools (middle and high schools) to adopt specific financial literacy best practices, expanding coverage beyond just colleges. The bill mandates that schools teach budgeting, credit fundamentals (including credit scores), investment basics, scam avoidance, and postsecondary financing options. These requirements directly affect secondary school curricula and students, ensuring they learn practical financial skills before college. The changes take effect January 1, 2024, updating existing guidelines for institutions of higher education to now include secondary schools.