Student Loan Relief for Medicare and Social Security Recipients Act of 2023

This bill forgives federal student loans for individuals enrolled in Medicare Part A or in the 24-month waiting period for Medicare benefits. It requires the Secretary of Education to cancel the full outstanding balance (principal, interest, and fees) on eligible loans used for undergraduate or graduate education, provided the loans were taken out at least 10 years before application. Borrowers must apply, and the law prohibits refunds for payments made prior to forgiveness. The policy directly affects Medicare/Social Security recipients with qualifying federal student loans, eliminating their debt burden without requiring repayment.