Expanding Home Loans for Guard and Reservists Act

This bill expands VA home loan eligibility to include National Guard and Reserve members who complete 30 consecutive days of active duty for training (ADT), excluding basic training. Currently, VA home loans typically require 90+ days of active duty service, excluding many Guard/Reserve members with shorter training periods. The bill amends Title 38 of the U.S. Code to add new definitions, explicitly including these service members under "veteran" for home loan purposes. It directly affects Guard and Reserve members with 30+ days of ADT who previously did not qualify for VA home loans.