Reforming Disaster Recovery Act

The Reforming Disaster Recovery Act establishes a Long-Term Disaster Recovery Fund to improve federal assistance for communities recovering from major disasters, with a focus on helping low- and moderate-income households and distressed areas. It creates a new Community Development Block Grant Disaster Recovery Program that allocates funds based on unmet needs in the most impacted areas, requires at least 70% of funds to benefit low- and moderate-income persons, and allows preliminary funding of up to $5 million before full disaster assessment. The law mandates detailed grantee plans addressing housing, economic revitalization, infrastructure, and disaster mitigation, with requirements for public input, transparency, and coordination with FEMA and other agencies. It aims to strengthen long-term recovery by addressing pre-disaster challenges, reducing future risks through mitigation, and ensuring resources reach vulnerable communities most affected by disasters.