NFIP Stopgap Act of 2023

This bill extends the National Flood Insurance Program (NFIP) deadline to prevent its automatic shutdown. It changes the expiration date from September 30, 2023, to January 15, 2024, for both funding and program operations under the National Flood Insurance Act. This directly affects homeowners and property owners in flood-prone areas who rely on NFIP insurance policies. The extension provides temporary continuity for existing flood insurance coverage without altering policy terms or costs.