Assisting Family Farmers through Insurance Reform Measures Act

This bill reforms federal crop insurance subsidies by requiring annual public disclosure of subsidy recipients, including names, subsidy amounts, and indemnity payments. It sets an income limit ($250,000 average adjusted gross income) and a per-person payment cap ($125,000 per year) for subsidies, while banning subsidies for harvest price policies and requiring producers to personally perform active farming labor (1,000+ hours) or management (500+ hours) to qualify. The bill also limits prevented planting coverage to two claims in three years and caps insurance providers' returns at 8.9% of retained premiums. These changes target subsidies toward smaller family farms and increase program transparency.