End of GSE Conservatorship Preparation Act of 2023

HR 5549 requires the U.S. Treasury Secretary to report within 30 days on whether proposals to end the government conservatorship of Fannie Mae and Freddie Mac (the GSEs) were completed, as outlined in 2021 agreements. If proposals are incomplete, the Treasury must submit drafts within the report and finalize them within 90 days. The bill directs these reports to the House Financial Services Committee and Senate Banking Committee. It does not change GSE operations or housing policy but sets specific deadlines for Treasury to advance the process of ending the conservatorship. This is a procedural bill focused on Treasury's reporting obligations, not a policy change affecting borrowers or markets.