Right to Medicare Act

HR 5518, the Right to Medicare Act, prevents employers from forcing seniors to switch from traditional Medicare to Medicare Advantage plans. It requires employers to get explicit opt-in consent before enrolling seniors in Medicare Advantage and mandates that non-response to such requests be treated as an opt-out, keeping seniors in traditional Medicare. The bill amends the Social Security Act to enforce this opt-in requirement for employer-sponsored Medicare Advantage plans starting after the law's enactment. This directly affects seniors covered by employer group health plans and their employers.