Protection of Social Security Benefits Restoration Act

This bill prohibits government agencies from using administrative offset to withhold Social Security, Railroad Retirement, or Black Lung benefits to pay other debts. It nullifies specific provisions in federal law (31 U.S.C. § 3716(c)(3)) that allowed such offsets, effectively banning this practice. The law directly affects beneficiaries of these programs who previously had benefits reduced or withheld for unrelated debts like student loans or taxes. The change applies to all collections occurring after the bill's enactment, covering claims arising before, on, or after that date.